Mortgage Payment Calculator

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Email Extract Hash Generator URL Encode & Decode Text to HTML Table Text to HTML List UNIX Timestamp Calculator LED Resistor Calculator Mortgage Calculator

This page allows you to calculate mortage payments for either 'repayment' or 'interest only' loans.

Enter the total loan amount, the term over which you want the loan to run (in years), the interest rate (%) and then click 'Calculate'.

Mortgage Calculator
Results
Loan Amount :£100,000.00
Term (Years) :25.00
Interest Rate :3.00%
Monthly Payment :£474.21
Interest Only :£250.83
Total Interest :£42,263.59
Rate Spread
2%3%4%5%6%7%
£423.85£474.21£527.84£584.59£644.3£706.78
Payments Table
YearStart BalanceInterestPrincipalEnd Balance
1£100,000.00£91.42£5,599.10£97,272.18
2£97,272.18£91.42£5,599.10£94,461.38
3£94,461.38£91.42£5,599.10£91,565.09
4£91,565.09£91.42£5,599.10£88,580.71
5£88,580.71£91.42£5,599.10£85,505.56
6£85,505.56£91.42£5,599.10£82,336.87
7£82,336.87£91.42£5,599.10£79,071.81
8£79,071.81£91.42£5,599.10£75,707.43
9£75,707.43£91.42£5,599.10£72,240.73
10£72,240.73£91.42£5,599.10£68,668.58
11£68,668.58£91.42£5,599.10£64,987.78
12£64,987.78£91.42£5,599.10£61,195.02
13£61,195.02£91.42£5,599.10£57,286.91
14£57,286.91£91.42£5,599.10£53,259.92
15£53,259.92£91.42£5,599.10£49,110.45
16£49,110.45£91.42£5,599.10£44,834.77
17£44,834.77£91.42£5,599.10£40,429.05
18£40,429.05£91.42£5,599.10£35,889.31
19£35,889.31£91.42£5,599.10£31,211.50
20£31,211.50£91.42£5,599.10£26,391.41
21£26,391.41£91.42£5,599.10£21,424.71
22£21,424.71£91.42£5,599.10£16,306.94
23£16,306.94£91.42£5,599.10£11,033.51
24£11,033.51£91.42£5,599.10£5,599.69
25£5,599.69£91.42£5,599.10£0.00
--£42,263.59--

The figures on this page are accurate to +/- £1 due to rounding within some of the calculations. For most mortgage related numbers this isn't going to make much difference :)

These figures are a guide. Please get a proper quote from a mortgage provider before committing to any mortgage.